Thank you for your interest in our loan products and in becoming a State Farm Federal Credit Union (SFFCU) member.  We review applications in the order they are received, so please check back often for updates. Click here for a list of loan statuses and definitions.

Application Status as of  December 20, 2024

Loan Applications

Loan applications are reviewed as follows:

• Step 1:  Applications undergo an initial review for completeness.  We are currently reviewing loan applications submitted December 17, 2024.  You will be notified if your application is missing any required information.

• Step 2:  Once your application is in Underwriting for review, the status in your application will change to “Member Waiting.”  Applications are reviewed in the order received, and the timeframe varies based on application volume.  Please note that depending on individual circumstances, our Underwriters may need to request additional information before reaching a final decision.

• Step 3:  You will be contacted once a final decision is made regarding your loan application.

The amount of time required to reach a lending decision is based on a number of factors including current loan application volume and the time required to secure all necessary information for your application. You can check the status of your application at any time through online banking in the Applications widget.

New Membership Applications

We are currently working on membership applications submitted  December 13, 2024.  Individuals who submitted applications on this date can expect to hear from us within one business day.

Thank you for your interest in SFFCU.  We appreciate our members and look forward to helping you achieve your financial dreams.