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Rates

Loan Rates

New and Used Auto / Truck Loans

Minimum Loan Amount[1]Terms up to[2]Annual Percentage RatePayment per $1000[3]
$1,00060 months4.99%$18.87
$20,00184 months4.99%$14.13

New and Used RV & Boat Loans

Minimum Loan AmountTerms up toAnnual Percentage RatePayment per $1000
$1,00060 months4.99%$18.87
$20,00184 months4.99%$14.13
$60,001120 months5.99%$11.10

New and Used Motorcycle & Other Vehicle Loans

Minimum Loan AmountTerms up toAnnual Percentage RatePayment per $1000
$1,00060 months4.99%$18.87
$20,00184 months4.99%$14.13

Personal Loans

Minimum Loan AmountTerms up toAnnual Percentage RatePayment per $1000
$1,00060 months8.49%$20.52
Up to $50,00060 months8.49%$20.52

Line of Credit Loans4

Minimum Loan AmountTerms up toAnnual Percentage RatePayment per $1000
$1,000N/A9.49%N/A
Up to $50,000N/A9.49%N/A

Share Secured Loans5

Minimum Loan AmountTerms up toAnnual Percentage RatePayment per $1000
$50060 monthsVariable Regular Shares Rate +.20$18.62
$20,00184 monthsVariable Regular Shares Rate +.20$13.88
$60,001120 monthsVariable Regular Shares Rate +.20$10.34

[1]Maximum Loan Amounts for vehicle loans are based on the Loan to Value (LTV)%. The LTV% used in the final approval amount factors in the collateral type, loan type, and an evaluation of the applicant(s) credit.

[2] Maturities greater than 84 months (7 years) are restricted to loans with a loan amount greater than $60,000 and secured only by shares, boats or motor homes. All other collateral is limited to a maximum of 84 months repayment.

[3] Payment per $1000 calculated on maximum term available.

[4]Line of Credit loans are a revolving line of credit. Payments are recalculated at each advance.

[5]The rates for Shared Secured Loans are subject to changes monthly (such change to be effective on the first day of each month) to reflect any change in the index as declared by the Board of Directors of the State Farm Federal Credit Union during the month preceding any such change.

Savings Rates