When will I receive my vehicle title once it is paid off?

• We process all titles within 2 business days of being paid in full. If your loan is paid in full with a personal check, it will be released after 10 business days. If your title is electronic, it may take longer as it is your state’s responsibility to release your title after receiving notification from SFFCU. The timing for receiving titles varies by state.

I’m trading a vehicle that I have financed with SFFCU, how should the payoff be received?

• If you plan to finance your new vehicle with SFFCU, we will pay off the loan for the vehicle you are trading and send the remaining balance to the dealer. We will release the lien of the traded vehicle and send separately in most cases to the dealer. If you do not plan to finance your new vehicle with SFFCU, we will pay off the loan for the vehicle you are trading. We will then release the lien of the traded vehicle and send separately in most cases to the dealer.